For every bag of food, prescription filled or utility bill paid, there’s a story and as the weather turns colder, utility help becomes a higher priory. Toby is 43 years old and newly divorced. Unfortunately, for many, in addition to the emotional pain of divorce, financial upheaval also occurs. His wife got all their property in the settlement, including his car. The lack of reliable transportation led to him losing his job and then getting behind on his bills. Toby had twenty dollars in his pocket when he came to St. Francis House. “This is all I have; if I give it to you, could you help me pay the rest?” Thanks to your donations, St. Francis House was able to keep the heat on for Toby.